How to get rich. These four words tickle the aspirations of anybody who is not living in a cave having given up on maya or this world of illusion! The usual answers to this question deal with tips, some stocks, some real estate that is changing from agri to commercial very soon, some new crypto sure-shot deals. It is usually better to buy a lottery ticket than go down the path of somebody who is promising to make you rich in a very short time by doing very little work. A more mundane but possibly more useful question is this: how do I get financially fit? The answer is more boring than the exciting deals and just-in-time investing in a project that is closing soon. Financial fitness is about earning more, saving more, spending less and investing better. But we all struggle with living life today while planning for a future that we cannot experience. It is really difficult to resist instant gratification, especially for a generation that has grown up with relative plenty rather than the socialist supply and choice-starved regime of India in the 1970s and ’80s. How should we then think about getting financially fit without compromising on our todays that much? Let’s work with some rules that have survived the test of time.